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  • No collateral
  • No guarantors
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About Us

Fido cash Lending Limited (FIDO) is an institution that is financial in Accra, Ghana and certified by Bank of Ghana. FIDO provides without headaches short-term loans, called FIDO Loans. Our clients can put on for the FIDO Loan directly from their very own smart phone or in FIDO’s branch and get a credit choice in a few minutes. The mortgage can be acquired to salaried, contracted and self-employed experts. Simply a one-time verification of ID and mobile money account is important before disbursement associated with the cash. No collateral or guarantors are needed.


Is FIDO authorized to offer loans in Ghana? Yes. FIDO is certified because of the lender of Ghana to deliver loans. Which are the costs to utilize Fido? There are not any UPFRONT FEES for making use of the FIDO app that is mobile obtaining a FIDO Loan. A processing is charged by us charge that will be disclosed towards the consumer just before accepting that loan, and are also compensated just once you get your cash, if your loan is born for payment. Exactly what can i take advantage of the FIDO Loan for? Clients may use the proceeds for almost any purpose, aside from unlawful task. Exactly what are the eligibility needs? To be eligible for a FIDO Loan, you will need A id that is valid and cash or bank-account. <ul>

  • ID Type: Driver’s License, NHIA Membership, Voter ID, Nationwide ID or Passport
  • Cellphone cash account: MTN Cellphone cash, Tigo money & Airtel Money registered in your title for at the very least 8 weeks.
  • Banking account: initial bank declaration for a legitimate deposit account by having a commercial bank in Ghana.
  • You should be a resident in Ghana over 18 years. Just how much could be the rate of interest? The attention prices for brand new clients begin at 14per cent for 1 month, the attention amount is exhibited into the software before you apply. Going back clients having a great reputation for having to pay your loans with Fido on time improve interest on future loans, the cheapest rate of interest is 8% for 1 month. The length of time does it try approve my request? Within about a minute after distribution, a credit choice is likely to be shown from the display screen.

    FIDO software evaluates each loan application and book the proper to reject some applications. Your decision is not reversed and now we can just only suggest online payday loans Ohio one to use once again after 14 days. My demand was authorized. Exactly exactly What do i need to do next? Please read carefully the instructions exhibited into the software if the loan happens to be authorized. The guidelines will either let you know to accept the mortgage contract inside the application to accomplish the procedure, or search for a branch for processing. Please see the Contact section for opening hours and guidelines to your branch. Where as soon as will my FIDO Loan be compensated? After completely doing the method, the mortgage is given out immediately for MTN /Tigo money and 1 working day for many other practices. We shall alert you by SMS of this transfer. Just How can I repay the FIDO Loan? Once the loan becomes due, you will need to move the amount of money from your own wallet procedure that is following. To cover with money, you can travel to any Zenith bank branch and deposit to FIDO’s account. Make every effort to always utilize your Client ID for re payment.

    Bank: Zenith Bank
    Branch: Hq
    Account Name:
    FIDO Cash Lending Ltd
    Account Quantity: 6010159660

    Make sure you compose your name that is full on deposit slide also give your customer ID (*********) to your teller

    (must certanly be from very very own wallet)
    Dial: *501#
    Select: spend Bill
    Select: Investment and Loans
    Select: FIDO from list
    Enter Amount:
    Enter Reference: *********
    Enter Pin Code: _ _ _ _

    Cash – Zenith bank Tigo Money MTN Mobile Money Airtel Cash
    (needs to be from very own wallet)
    Dial: *170#
    Select: spend Bill
    choose: General Payment
    Enter Payment Code: Fido
    Enter Amount:
    Enter Reference:
    Enter Pin Code: _ _ _ _
    Dial: *500#
    choose: purchase Goods
    choose: Other
    Enter Merchant title: FIDO
    Enter Amount: ______
    Enter Reference: *********
    Enter Pin Code: _ _ _ _

    What may happen if i cannot repay the FIDO Loan on-time? Please call us with any dilemmas pertaining to the payment of your FIDO Loan. Clients are going to be charged penalties that are additional belated repayments. Fido reserves the ability to just just take any appropriate action to recover outstanding debts and report delinquent borrowers to your appropriate agencies and/or authorities. What’s the min/max loan quantity? Very first time borrowers qualify for no more than 200 GHC to be compensated within 10 to 33 times. The mortgage term needs to be chosen into the app whenever using.

    Spending your loan on time could possibly get you an increased quantity and paid down interest as you rise the ladder as much as a maximum of 1000 GHS.